Revolut and WorldRemit both move money abroad, but they come at it from different angles. Revolut is an all-in-one banking app that gives you a near-mid-market rate up to a monthly limit, then a fee on the excess. WorldRemit is a dedicated remittance provider built for sending to family, with a fee plus a markup on the rate.
On a $1,000 dollar-to-euro transfer on a weekday, Revolut on its free plan costs about $1.00, while WorldRemit costs about $18.93. Revolut is usually the cheaper of the two for a bank deposit. The tables below use the current mid-market reference; Wise may use an account-holder API estimate, while other providers use stored published fee and markup models rather than live quotes.
- Revolut is usually cheaper for a bank deposit. Inside its monthly limit on a weekday, only its small spread applies.
- WorldRemit charges a fee plus a markup. Its cost is a fee of about $3.99 plus a markup of about 1.5% on the rate.
- WorldRemit wins on cash pickup. If your recipient needs cash, WorldRemit supports it across many countries, which Revolut does not.
- The payout method matters. For a bank deposit, Revolut usually wins; for cash pickup, WorldRemit is often the better fit.
How Revolut charges
This site's representative Revolut model uses a small spread on major pairs, a roughly US$1,450 Standard allowance, and 0.5% on the excess. It is a fallback scenario, not a universal plan: country-specific allowances, overage terms, paid-plan prices, and availability differ.
The table uses a weekday-style scenario and intentionally excludes weekend adjustments. Revolut allowances, overage fees, and out-of-market-hours pricing vary by country and plan; check the terms and remaining allowance shown in your app.
How WorldRemit charges
WorldRemit is a dedicated remittance provider built for sending to family abroad. It charges a fee of about $3.99 plus a markup of about 1.5% on the exchange rate. There is no monthly limit, and it supports cash pickup, bank deposit, and mobile money across many countries.
The appeal of WorldRemit is its reach: it supports cash pickup and mobile money across many countries, which is a lifeline where bank access is thin. The trade-off is the fee-plus-markup, which works out higher than Revolut's spread for a bank deposit.
Head to head, by amount
The ranking depends on the payout method and the amount. Here is the same dollar-to-euro transfer at three sizes.
$1,000: Revolut's spread-only tier
Inside the limit, Revolut Standard sits at just its small spread (0.10%), below WorldRemit's fee-plus-markup. For a bank deposit, Revolut is the cheaper here.
$5,000: the limit starts to bite
At $5,000, Standard has gone past its monthly limit, so Revolut charges 0.5% on the amount above it. WorldRemit's fee-plus-markup applies to the whole amount. The two move closer together at this size.
$25,000: a big send
On a large send, Revolut's 0.5% excess fee applies to a big amount over the limit, while WorldRemit's fee-plus-markup applies to the whole sum. The order can go either way depending on the exact figures, so check the modelled table at your size.
Who should pick what
Pick Revolut if you send to a bank account and want the lowest all-in cost. Inside its monthly limit on a weekday, only its small spread applies, and it is usually cheaper than WorldRemit for a bank deposit.
Pick WorldRemit if your recipient needs cash pickup or mobile money, or you send to a country where bank access is thin. WorldRemit is built for remittances and supports cash and mobile money across many countries.
Pick a different specialist if neither fits. Wise charges a small fee at the mid-market rate with no limit or weekend surcharge, and Remitly is another strong remittance option. See Wise vs WorldRemit and Remitly vs WorldRemit.
Frequently asked questions
Is Revolut cheaper than WorldRemit?
For a bank deposit, usually yes. Revolut gives you a near-mid-market rate up to a monthly limit, while WorldRemit charges a fee plus a markup of about 1.5%. But if your recipient needs cash pickup or mobile money, WorldRemit is often the better fit.
Does WorldRemit support cash pickup?
Yes. WorldRemit supports cash pickup, bank deposit, and mobile money across many countries, which is a lifeline where bank access is thin. That reach is its main advantage over Revolut, which only does bank deposits.
Does Revolut charge extra on weekends?
It may. Revolut's out-of-market-hours pricing depends on your country and plan. These tables intentionally exclude weekend adjustments; check the in-app quote or wait until the next weekday. WorldRemit's route-specific price must also be confirmed at checkout.
Are the fees shown here exact?
No. The table uses the current mid-market reference and, where available, a Wise account-holder API estimate. Other providers use stored published fee and markup models, not live quotes, so the results are modelled estimates for typical routes. WorldRemit's fee and markup vary by route, and Revolut's limits vary by region. Always confirm the final figure on the provider's own site before you transfer.
Cost figures are worked out from each provider's published fee structure applied to the current mid-market reference rate, modelled estimates for typical major-currency routes. WorldRemit's fee and markup vary by route; Revolut's fair-use limits and plan prices vary by region. The figures shown are representative. Always confirm the final quote on the provider's own site before you transfer. We may earn a commission from affiliate links at no extra cost to you; this never affects rankings. Nothing here is financial advice.
Sources: Revolut exchange fees (opens in a new tab), WorldRemit pricing (opens in a new tab), Wise pricing (opens in a new tab). Accessed August 2026.