Standard
£1,000 weekday allowance
- Monthly subscription
- £0.00
- Allowance left beforehand
- £1,000
- Fair-use rate above limit
- 1%
- Upcoming amount charged
- £4,000
- Estimated exchange fee
- £40.00
- Subscription + exchange fee
- £40.00
Independent calculator
Is a paid Revolut plan worth it for exchange?
Find the plan break-even point using your account country, upcoming weekday exchange and allowance already used. Plan prices stay visibly separate from exchange charges.
What is compared
- Monthly subscription price
- Weekday fair-use allowance and rate
- Allowance already consumed this cycle
Current coverage: UK, US and Singapore. Last checked 16 August 2026.
Weekday plan estimator
Compare your monthly exchange cost
Choose the country where your Revolut account is registered. Enter the exchange you plan to make and any allowance already used in the current rolling monthly cycle.
Use the current-cycle usage shown in Revolut. Depending on the market, qualifying exchanges beyond fiat currency can count toward the same allowance.
Try an amount:
Weekday assumption:this calculator excludes weekend exchange charges. If possible, wait until a weekday and confirm Revolut's final rate and fee in the app.
Best value: Premium, £7.99 for the one-month comparison.
Lowest exchange-cost estimatePremium
For a £5,000 weekday exchange, its subscription plus estimated fair-use fee is lowest under the assumptions below.
£7.99
one-month comparison total
£32.01 less than Standard on this equal-footing monthly comparison.
Plus
£3,000 weekday allowance
- Monthly subscription
- £3.99
- Allowance left beforehand
- £3,000
- Fair-use rate above limit
- 0.5%
- Upcoming amount charged
- £2,000
- Estimated exchange fee
- £10.00
- Subscription + exchange fee
- £13.99
Premium
No weekday fair-use limit
- Monthly subscription
- £7.99
- Allowance left beforehand
- Unlimited
- Fair-use rate above limit
- None
- Upcoming amount charged
- £0
- Estimated exchange fee
- £0.00
- Subscription + exchange fee
- £7.99
Metal
No weekday fair-use limit
- Monthly subscription
- £14.99
- Allowance left beforehand
- Unlimited
- Fair-use rate above limit
- None
- Upcoming amount charged
- £0
- Estimated exchange fee
- £0.00
- Subscription + exchange fee
- £14.99
Ultra
No weekday fair-use limit
- Monthly subscription
- £55.00
- Allowance left beforehand
- Unlimited
- Fair-use rate above limit
- None
- Upcoming amount charged
- £0
- Estimated exchange fee
- £0.00
- Subscription + exchange fee
- £55.00
Break-even ranges at your current allowance usage
These are the exchange amounts where each plan has the lowest subscription plus weekday fair-use fee. Ties occur at the exact boundary.
Standard
Up to £1,399
Plus
£1,399–£3,800
Premium
Above £3,800
Plans not shown in a range can still be worthwhile for benefits outside exchange pricing. If you already pay for a plan, treat its subscription as a sunk cost and compare the exchange-fee rows.
Transparent method
How the estimate is calculated
The calculator first reduces each plan's published allowance by the usage you enter. It then charges the plan's fair-use rate only on the part of your upcoming exchange above that remaining allowance. Fees caused by previous exchanges are not charged again.
Plans are compared using one full month's subscription plus that incremental exchange fee. This makes the break-even calculation useful for someone considering a plan for exchange, while leaving both numbers visible for existing subscribers.
Read the site-wide comparison methodologyIncremental fair-use fee
rate × [max(used + planned − allowance, 0) − max(used − allowance, 0)]
Equal-footing comparison
monthly subscription + incremental fair-use fee
What the result includes—and what it does not
Included
- Plans currently shown on the selected market's official fee pages
- Monthly subscription price, without annual discounts or prorating
- Published weekday allowance and fair-use rate
- Your stated usage before the upcoming exchange
Not included
- Weekend charges or weekend exchange-rate adjustments
- Revolut's offered rate, spread, transfer fees or third-party charges
- Insurance, subscriptions, ATM limits, rewards or other plan benefits
- Upgrade, downgrade, cancellation, refund or account requirements
Revolut can change pricing and terms, and the rate shown in its app remains the executable offer. This independent tool is not affiliated with or endorsed by Revolut.
Official market terms
Pricing sources and country coverage
The data below was checked on 16 August 2026. Choose your account country in the calculator: a transfer currency does not determine which plan terms apply.
United Kingdom
Standard, Plus, Premium, Metal, Ultra
United States
Standard, Premium, Metal
Singapore
Standard, Premium, Metal, Ultra
Revolut plan calculator questions
Does this calculator treat the plan price as an exchange fee?
No. The monthly subscription and estimated exchange fair-use fee are shown separately. The comparison total adds one full month of subscription only to put the plans on equal footing. If you already pay for a plan, compare the exchange-fee rows instead.
Does the Revolut plan calculator include weekend fees?
No. It assumes the exchange happens on a weekday. Weekend pricing can vary, so the calculator recommends waiting until a weekday when possible and checking the final rate and fee in the Revolut app.
Which Revolut country should I choose?
Choose the country where your Revolut account is registered, not the currency you want to buy. Plans, prices, allowances and plan availability differ by market. This version covers the United Kingdom, United States and Singapore.
Does the cheapest result mean I should upgrade?
Not necessarily. The result covers subscription price and weekday exchange fair-use fees only. It excludes other plan benefits, upgrade or cancellation terms, Revolut's offered exchange rate, transfer charges and other product fees. Confirm the full plan terms in the app before changing plan.
A plan allowance is only one part of the FX cost
Compare estimated recipient amounts across providers, or read the detailed guides before deciding where to exchange.