US to Mexico public price check: three provider prices
A fixed $1,000 public price check for Mexico with Remitly, Xe and Wise, including the funding and promotional conditions behind each result.
Recorded and reviewed by Klaus Thorup
Amount checked
US$1,000.00
Reference rate
1 USD = 16.92 MXN
Before provider cost
MX$16,919.90
What this check found
Remitly's first-transfer offer delivered the most pesos, but it was promotional. Xe also published a $1,000 recipient amount, while Wise showed a separate account-balance fee. The three rows use different funding and offer conditions.
Recorded public prices
These are selected prices that were visible without completing a transfer. They are not a complete provider ranking. A welcome offer and an ongoing account price answer different questions.
| Provider and offer | Funding | Payout | Fee | Rate | Recipient gets | Vs reference |
|---|---|---|---|---|---|---|
| RemitlyNew-customer welcome ratePublic provider quote | Chosen during the quote | Bank deposit, cash pickup or wallet, subject to checkout | US$0.00 | 17.15 | MX$17,150.00 | +MX$230.10 |
| XePublic sending ratePublic provider quote | Payment method selected after sign-in | Bank deposit, cash pickup or mobile wallet | Not stated | 16.955 | MX$16,954.60 | +MX$34.70 |
| WiseWise account balanceWise API quote | Money held in a Wise account | Local bank account | US$5.77 | 16.92 | MX$16,822.27 | -MX$97.63 |
Remitly: New customers only; promotional rate applies to the first $1,000 and can change.
Xe: The public page states that a small fee can depend on amount and payment method; it was not fixed in this price.
Wise: The fee and rate can move; other funding methods cost more.
How to read the result
- Reference amount: what the recipient would get with the recorded market rate and no provider cost.
- Positive difference: can reflect a temporary promotion or a small timing gap between independently updating public pages. Read the row limitation before treating it as a saving.
- Negative difference: the combined effect of the visible fee and any rate difference.
- Scope: only the funding and payout description in the row. A different method is a different price.
Continue the research
Read the local payment guide before choosing a payout method, then reproduce the current comparison. The comparison contains more providers, but most of those rows are stored pricing models rather than route-specific public quotes.