1
Interactive Brokers
BrokerBest value
IBKR Pro plan · Free★3.8
Exchange inside a funded brokerage account
Fee
£1.48
Rate
21.8501
Total cost
£1.48
0.03%
Amount after exchange
ZAR 109,218.24
+ZAR 4,169.78 vs highest cost
GBP → ZAR · 5,000 GBP
Compare transfer costs
See how much remains after fees and exchange-rate markups, ranked from best value to highest cost.
Market rate (before fees)
1 GBP = 21.8501 ZAR
Amount before provider costs
ZAR 109,250.50
Potential savingChoosingInteractive BrokersoverMoneyGramcould leave aboutZAR 4,169.78more in the account (3.97%).
Open Interactive Brokers (opens in a new tab)
2
Revolut
AppExcellent value
Plus plan · $2.99/mo★4.2
Fee
£0.00
Rate
21.8282
Total cost
£5.00
0.10%
Amount after exchange
ZAR 109,141.25
3
Revolut
AppExcellent value
Premium plan · $7.99/mo★4.2
Fee
£0.00
Rate
21.8282
Total cost
£5.00
0.10%
Amount after exchange
ZAR 109,141.25
4
Revolut
AppExcellent value
Metal plan · $13.99/mo★4.2
Fee
£0.00
Rate
21.8282
Total cost
£5.00
0.10%
Amount after exchange
ZAR 109,141.25
5
Currenxie
AppGood value
Global Account plan · Free★4.2
Fee
£0.00
Rate
21.7736
Total cost
£17.50
0.35%
Amount after exchange
ZAR 108,868.12
6
Revolut
AppGood value
Standard plan · Free★4.2
Fee
£17.73
Rate
21.8282
Total cost
£22.71
0.45%
Amount after exchange
ZAR 108,754.23
7
Airwallex
AppGood value
Explore plan · Free★4.3
Business account
Fee
£0.00
Rate
21.7408
Total cost
£25.00
0.50%
Amount after exchange
ZAR 108,704.25
8
InstaReM
TransferGood value
Fee
£0.00
Rate
21.7408
Total cost
£25.00
0.50%
Amount after exchange
ZAR 108,704.25
9
N26
BankGood value
Overseas card spending
Fee
£0.00
Rate
21.7408
Total cost
£25.00
0.50%
Amount after exchange
ZAR 108,704.25
10
Paysera
TransferGood value
Fee
£0.00
Rate
21.7408
Total cost
£25.00
0.50%
Amount after exchange
ZAR 108,704.25
11
YouTrip
TransferGood value
Multi-currency wallet exchange
Fee
£0.00
Rate
21.7408
Total cost
£25.00
0.50%
Amount after exchange
ZAR 108,704.25
12
Airwallex
AppGood value
Grow plan · $12.00/mo★4.3
Business account
Fee
£0.00
Rate
21.7408
Total cost
£25.00
0.50%
Amount after exchange
ZAR 108,704.25
13
TransferGo
TransferGood value
Fee
£1.00
Rate
21.7408
Total cost
£25.99
0.52%
Amount after exchange
ZAR 108,682.51
14
Wise
AppGood value
Personal plan · Free★4.3
Fee
£26.19
Rate
21.8501
Total cost
£26.19
0.52%
Amount after exchange
ZAR 108,678.25
15
CurrencyFair
TransferGood value
Fee
£3.00
Rate
21.7408
Total cost
£27.98
0.56%
Amount after exchange
ZAR 108,639.02
16
OFX
TransferGood value
Fee
£0.00
Rate
21.6862
Total cost
£37.50
0.75%
Amount after exchange
ZAR 108,431.12
17
TorFX
TransferGood value
Fee
£0.00
Rate
21.6862
Total cost
£37.50
0.75%
Amount after exchange
ZAR 108,431.12
18
XE
TransferGood value
Fee
£0.00
Rate
21.6862
Total cost
£37.50
0.75%
Amount after exchange
ZAR 108,431.12
19
WorldRemit
TransferHigher cost
Fee
£3.99
Rate
21.5223
Total cost
£78.93
1.58%
Amount after exchange
ZAR 107,525.87
20
Remitly
TransferHigher cost
Fee
£3.99
Rate
21.4349
Total cost
£98.91
1.98%
Amount after exchange
ZAR 107,089.22
21
Payoneer
TransferHigher cost
Business and freelancer payments
Fee
£0.00
Rate
21.4131
Total cost
£100.00
2.00%
Amount after exchange
ZAR 107,065.49
22
Ria
TransferHigher cost
Fee
£5.00
Rate
21.3038
Total cost
£129.87
2.60%
Amount after exchange
ZAR 106,412.72
23
Skrill
TransferHigher cost
Fee
£0.00
Rate
21.1946
Total cost
£150.00
3.00%
Amount after exchange
ZAR 105,972.99
24
PayPal
TransferHigher cost
Fee
£0.00
Rate
21.0853
Total cost
£175.00
3.50%
Amount after exchange
ZAR 105,426.73
25
Western Union
TransferHigher cost
Fee
£5.00
Rate
21.0853
Total cost
£179.83
3.60%
Amount after exchange
ZAR 105,321.31
26
Typical Bank
BankHigher cost
Fee
£35.00
Rate
21.1946
Total cost
£183.95
3.68%
Amount after exchange
ZAR 105,231.17
27
MoneyGram
TransferHigher cost
Fee
£5.00
Rate
21.0307
Total cost
£192.31
3.85%
Amount after exchange
ZAR 105,048.45
Ranked by estimated amount after exchange. Monthly plan prices are shown separately. Confirm the final price with the provider. Some provider links are referral links; this does not affect rankings.
How the comparison works
Every provider starts with the same current market rate before fees. We then apply its published fixed fees, percentage fees and exchange-rate markup. The result shows the estimated amount after exchange and a single total cost you can compare at a glance.
Prices can depend on the currencies, plan and payment method. Confirm the final quote on the provider's own site before transferring.
Reading the table
- Fee: the explicit charge, in the currency you send.
- Rate: the exchange rate you actually get after markup.
- Total cost: fee and exchange-rate markup combined.