1
Revolut
AppBest value
Metal plan · $13.99/mo★4.2
Fee
$0.00
Rate
6.7159
Total cost
$20.00
0.10%
Amount after exchange
CN¥134,317.55
+CN¥4,939.85 vs highest cost
USD → CNY · 20,000 USD
Compare transfer costs
See how much remains after fees and exchange-rate markups, ranked from best value to highest cost.
Market rate (before fees)
1 USD = 6.7226 CNY
Amount before provider costs
CN¥134,452.00
Potential savingChoosingRevolutoverMoneyGramcould leave aboutCN¥4,939.85more in the account (3.82%).
Open Revolut (opens in a new tab)
2
Revolut
AppGreat value
Premium plan · $7.99/mo★4.2
Fee
$41.86
Rate
6.7159
Total cost
$61.81
0.31%
Amount after exchange
CN¥134,036.45
3
Currenxie
AppGreat value
Global Account plan · Free★4.2
Fee
$0.00
Rate
6.6991
Total cost
$70.00
0.35%
Amount after exchange
CN¥133,981.42
4
Revolut
AppGood value
Plus plan · $2.99/mo★4.2
Fee
$74.56
Rate
6.7159
Total cost
$94.49
0.47%
Amount after exchange
CN¥133,816.81
5
Airwallex
AppGood value
Explore plan · Free★4.3
Business account
Fee
$0.00
Rate
6.6890
Total cost
$100.00
0.50%
Amount after exchange
CN¥133,779.74
6
InstaReM
TransferGood value
Fee
$0.00
Rate
6.6890
Total cost
$100.00
0.50%
Amount after exchange
CN¥133,779.74
7
N26
BankGood value
Overseas card spending
Fee
$0.00
Rate
6.6890
Total cost
$100.00
0.50%
Amount after exchange
CN¥133,779.74
8
Paysera
TransferGood value
Fee
$0.00
Rate
6.6890
Total cost
$100.00
0.50%
Amount after exchange
CN¥133,779.74
9
YouTrip
TransferGood value
Multi-currency wallet exchange
Fee
$0.00
Rate
6.6890
Total cost
$100.00
0.50%
Amount after exchange
CN¥133,779.74
10
Airwallex
AppGood value
Grow plan · $12.00/mo★4.3
Business account
Fee
$0.00
Rate
6.6890
Total cost
$100.00
0.50%
Amount after exchange
CN¥133,779.74
11
TransferGo
TransferGood value
Fee
$1.00
Rate
6.6890
Total cost
$101.00
0.50%
Amount after exchange
CN¥133,773.05
12
CurrencyFair
TransferGood value
Fee
$3.00
Rate
6.6890
Total cost
$102.99
0.51%
Amount after exchange
CN¥133,759.67
13
Revolut
AppGood value
Standard plan · Free★4.2
Fee
$92.73
Rate
6.7159
Total cost
$112.64
0.56%
Amount after exchange
CN¥133,694.78
14
OFX
TransferGood value
Fee
$0.00
Rate
6.6722
Total cost
$150.00
0.75%
Amount after exchange
CN¥133,443.61
15
TorFX
TransferGood value
Fee
$0.00
Rate
6.6722
Total cost
$150.00
0.75%
Amount after exchange
CN¥133,443.61
16
XE
TransferGood value
Fee
$0.00
Rate
6.6722
Total cost
$150.00
0.75%
Amount after exchange
CN¥133,443.61
17
Wise
AppGood value
Personal plan · Free★4.3
Fee
$171.63
Rate
6.7226
Total cost
$171.63
0.86%
Amount after exchange
CN¥133,298.20
18
WorldRemit
TransferHigher cost
Fee
$3.99
Rate
6.6218
Total cost
$303.93
1.52%
Amount after exchange
CN¥132,408.80
19
Remitly
TransferHigher cost
Fee
$3.99
Rate
6.5949
Total cost
$383.91
1.92%
Amount after exchange
CN¥131,871.10
20
Payoneer
TransferHigher cost
Business and freelancer payments
Fee
$0.00
Rate
6.5881
Total cost
$400.00
2.00%
Amount after exchange
CN¥131,762.96
21
Ria
TransferHigher cost
Fee
$5.00
Rate
6.5545
Total cost
$504.88
2.52%
Amount after exchange
CN¥131,057.93
22
Skrill
TransferHigher cost
Fee
$0.00
Rate
6.5209
Total cost
$600.00
3.00%
Amount after exchange
CN¥130,418.44
23
Typical Bank
BankHigher cost
Fee
$35.00
Rate
6.5209
Total cost
$633.95
3.17%
Amount after exchange
CN¥130,190.21
24
PayPal
TransferHigher cost
Fee
$0.00
Rate
6.4873
Total cost
$700.00
3.50%
Amount after exchange
CN¥129,746.18
25
Western Union
TransferHigher cost
Fee
$5.00
Rate
6.4873
Total cost
$704.83
3.52%
Amount after exchange
CN¥129,713.74
26
MoneyGram
TransferHigher cost
Fee
$5.00
Rate
6.4705
Total cost
$754.81
3.77%
Amount after exchange
CN¥129,377.70
Ranked by estimated amount after exchange. Monthly plan prices are shown separately. Confirm the final price with the provider. Some provider links are referral links; this does not affect rankings.
How the comparison works
Every provider starts with the same current market rate before fees. We then apply its published fixed fees, percentage fees and exchange-rate markup. The result shows the estimated amount after exchange and a single total cost you can compare at a glance.
Prices can depend on the currencies, plan and payment method. Confirm the final quote on the provider's own site before transferring.
Reading the table
- Fee: the explicit charge, in the currency you send.
- Rate: the exchange rate you actually get after markup.
- Total cost: fee and exchange-rate markup combined.