1
Interactive Brokers
BrokerBest value
IBKR Pro plan · Free★3.8
Exchange inside a funded brokerage account
Fee
CA$2.78
Rate
0.719295
Total cost
CA$2.78
0.01%
Amount after exchange
$14,383.90
+$540.93 vs highest cost
CAD → USD · 20,000 CAD
Compare transfer costs
See how much remains after fees and exchange-rate markups, ranked from best value to highest cost.
Market rate (before fees)
1 CAD = 0.719295 USD
Amount before provider costs
$14,385.90
Potential savingChoosingInteractive BrokersoverMoneyGramcould leave about$540.93more in the account (3.91%).
Open Interactive Brokers (opens in a new tab)
2
Revolut
AppExcellent value
Metal plan · $13.99/mo★4.2
Fee
CA$0.00
Rate
0.718576
Total cost
CA$20.00
0.10%
Amount after exchange
$14,371.51
3
Revolut
AppGreat value
Premium plan · $7.99/mo★4.2
Fee
CA$41.86
Rate
0.718576
Total cost
CA$61.81
0.31%
Amount after exchange
$14,341.44
4
Currenxie
AppGood value
Global Account plan · Free★4.2
Fee
CA$0.00
Rate
0.716777
Total cost
CA$70.00
0.35%
Amount after exchange
$14,335.55
5
Revolut
AppGood value
Plus plan · $2.99/mo★4.2
Fee
CA$74.56
Rate
0.718576
Total cost
CA$94.49
0.47%
Amount after exchange
$14,317.94
6
Wise
AppGood value
Personal plan · Free★4.3
Fee
CA$97.10
Rate
0.719295
Total cost
CA$97.10
0.49%
Amount after exchange
$14,316.06
7
Airwallex
AppGood value
Explore plan · Free★4.3
Business account
Fee
CA$0.00
Rate
0.715699
Total cost
CA$100.00
0.50%
Amount after exchange
$14,313.97
8
InstaReM
TransferGood value
Fee
CA$0.00
Rate
0.715699
Total cost
CA$100.00
0.50%
Amount after exchange
$14,313.97
9
N26
BankGood value
Overseas card spending
Fee
CA$0.00
Rate
0.715699
Total cost
CA$100.00
0.50%
Amount after exchange
$14,313.97
10
Paysera
TransferGood value
Fee
CA$0.00
Rate
0.715699
Total cost
CA$100.00
0.50%
Amount after exchange
$14,313.97
11
YouTrip
TransferGood value
Multi-currency wallet exchange
Fee
CA$0.00
Rate
0.715699
Total cost
CA$100.00
0.50%
Amount after exchange
$14,313.97
12
Airwallex
AppGood value
Grow plan · $12.00/mo★4.3
Business account
Fee
CA$0.00
Rate
0.715699
Total cost
CA$100.00
0.50%
Amount after exchange
$14,313.97
13
TransferGo
TransferGood value
Fee
CA$1.00
Rate
0.715699
Total cost
CA$101.00
0.50%
Amount after exchange
$14,313.25
14
CurrencyFair
TransferGood value
Fee
CA$3.00
Rate
0.715699
Total cost
CA$102.98
0.51%
Amount after exchange
$14,311.82
15
Revolut
AppGood value
Standard plan · Free★4.2
Fee
CA$92.73
Rate
0.718576
Total cost
CA$112.64
0.56%
Amount after exchange
$14,304.88
16
OFX
TransferGood value
Fee
CA$0.00
Rate
0.713900
Total cost
CA$150.00
0.75%
Amount after exchange
$14,278.01
17
TorFX
TransferGood value
Fee
CA$0.00
Rate
0.713900
Total cost
CA$150.00
0.75%
Amount after exchange
$14,278.01
18
XE
TransferGood value
Fee
CA$0.00
Rate
0.713900
Total cost
CA$150.00
0.75%
Amount after exchange
$14,278.01
19
WorldRemit
TransferHigher cost
Fee
CA$3.99
Rate
0.708506
Total cost
CA$303.93
1.52%
Amount after exchange
$14,167.28
20
Remitly
TransferHigher cost
Fee
CA$3.99
Rate
0.705628
Total cost
CA$383.91
1.92%
Amount after exchange
$14,109.75
21
Payoneer
TransferHigher cost
Business and freelancer payments
Fee
CA$0.00
Rate
0.704909
Total cost
CA$400.00
2.00%
Amount after exchange
$14,098.18
22
Ria
TransferHigher cost
Fee
CA$5.00
Rate
0.701313
Total cost
CA$504.87
2.52%
Amount after exchange
$14,022.75
23
Skrill
TransferHigher cost
Fee
CA$0.00
Rate
0.697716
Total cost
CA$600.00
3.00%
Amount after exchange
$13,954.32
24
Typical Bank
BankHigher cost
Fee
CA$35.00
Rate
0.697716
Total cost
CA$633.95
3.17%
Amount after exchange
$13,929.90
25
PayPal
TransferHigher cost
Fee
CA$0.00
Rate
0.694120
Total cost
CA$700.00
3.50%
Amount after exchange
$13,882.39
26
Western Union
TransferHigher cost
Fee
CA$5.00
Rate
0.694120
Total cost
CA$704.82
3.52%
Amount after exchange
$13,878.92
27
MoneyGram
TransferHigher cost
Fee
CA$5.00
Rate
0.692321
Total cost
CA$754.81
3.77%
Amount after exchange
$13,842.97
Ranked by estimated amount after exchange. Monthly plan prices are shown separately. Confirm the final price with the provider. Some provider links are referral links; this does not affect rankings.
How the comparison works
Every provider starts with the same current market rate before fees. We then apply its published fixed fees, percentage fees and exchange-rate markup. The result shows the estimated amount after exchange and a single total cost you can compare at a glance.
Prices can depend on the currencies, plan and payment method. Confirm the final quote on the provider's own site before transferring.
Reading the table
- Fee: the explicit charge, in the currency you send.
- Rate: the exchange rate you actually get after markup.
- Total cost: fee and exchange-rate markup combined.